Connect. Plan. Grow.

Let Our Understanding Guide You To A Clearer Future.

Our Story

Ryan Guttridge, CFA

Managing Partner & Portfolio Manager
Professor of Finance, University of Maryland

Retirement preparedness is crisis level low. Studies estimate that 74% of Americans are not prepared for retirement. Meanwhile, investment opportunity is at a high, as technology drives down costs and enables companies to access new markets like never before. However, investors are still gripped by fear and uncertainty, as they don't trust the way they used to and demand a deeper level of investing guidance. ProfessorPortfolios mission is to bring a deeper level of understanding & confidence to portfolio investing and building wealth.

Wealth Management Services

Portfolio & Advice Up To $100k in Investable Assets

Customized portfolio recommendation &
advice plus:

  • Customized Portfolio
  • Professor Portfolio Design
  • Dynamic Research Team
  • Tax Efficient Portfolio Rebalancing
  • Tactical Weighting
  • Financial Planning Advice

Portfolio & Personalized Advice $100k-$500k in Investable Assets

Customized portfolio recommendation &
personalized advice plus:

  • Customized Portfolio
  • Dedicated CFP®
  • Professor Portfolio Design
  • Dynamic Research Team
  • Tax Efficient Portfolio Rebalancing
  • Tactical Weighting
  • Financial Planning Advice
  • Tax Planning
  • Full Financial & Retirement Planning
  • College Savings & 529 Planning
  • CPA Collaboration

Personalized Portfolio & Personalized Advice Over $500k in Investable Assets

Personalized portfolio recommendation & personalized advice plus:

  • Personalized Portfolio
  • Dedicated CFP®
  • Professor Portfolio Design
  • Dynamic Research Team
  • Tax Efficient Portfolio Rebalancing
  • Tactical Weighting
  • Financial Planning Advice
  • Tax Planning
  • Full Financial & Retirement Planning
  • College Savings & 529 Planning
  • CPA Collaboration

Wealth Management Services

Portfolio & Advice Up To $100k in Investable Assets

Customized portfolio recommendation &
advice plus:

  • Customized Portfolio
  • Professor Portfolio Design
  • Dynamic Research Team
  • Tax Efficient Portfolio Rebalancing
  • Tactical Weighting
  • Financial Planning Advice

Portfolio & Personalized Advice $100k-$500k in Investable Assets

Customized portfolio recommendation &
personalized advice plus:

  • Customized Portfolio
  • Dedicated CFP®
  • Professor Portfolio Design
  • Dynamic Research Team
  • Tax Efficient Portfolio Rebalancing
  • Tactical Weighting
  • Financial Planning Advice
  • Tax Planning
  • Full Financial & Retirement Planning
  • College Savings & 529 Planning
  • CPA Collaboration

Personalized Portfolio & Personalized Advice Over $500k in Investable Assets

Personalized portfolio recommendation & personalized advice plus:

  • Personalized Portfolio
  • Dedicated CFP®
  • Professor Portfolio Design
  • Dynamic Research Team
  • Tax Efficient Portfolio Rebalancing
  • Tactical Weighting
  • Financial Planning Advice
  • Tax Planning
  • Full Financial & Retirement Planning
  • College Savings & 529 Planning
  • CPA Collaboration

Investment Management

ANALYTICAL APPROACH

  • We combine the diversification benefits of modern portfolio theory, using low cost Exchange Traded Funds (ETFs), with the portfolio alpha benefits of value stock investing.
  • For value stocks, we manually rebuild a company’s balance sheet and income statement with data from the past five years. We use the Sustainable Free Cash Flow Model (SFCF) to develop a discounted cash flow model of the company under consideration.
  • A company’s fair market value is then determined by its free cash flow. A successful investor must have an understanding of the prospective distribution of free cash flows per share (fair values). Armed with this information, we can determine where the current share price (the objective measure of value) is located on the distribution of free cash flow per share. This enables us to calculate the probabilities for gains and losses.
  • For ETFs, we combine asset classes to maximize return for a given amount of risk.

Custody Partners

We partner with the largest brokerage firms to custody your assets. This is to maintain our commitment to the highest level of security, as assets are SIPC insured for your protection.